The Mercury Insurance Group, founded nearly half a century ago, offers several different options for those who want to insure either of their two biggest investments – their home and their car. Having insurance allows you to drive with confidence, knowing that if there are mechanical problems with your vehicle or if an accident occurs, the damage will be covered and your transport will be back in working order as soon as possible.
Mercury’s approach to insurance is somewhat different from many other companies. For one thing, the insured is put in touch with a local agent at no extra cost, who works as closely with the client as they want to ensure that the insurance policy is matched to their needs, and is ready to assist directly with any claim or billing enquiries that might arise. The company promises low insurance premiums, and further asserts that having a local agent working on your case will allow this individual to ferret out further discounts and savings for you.
In keeping with the Mercury’s “individualized” insurance plans, you can mix and match types of coverage at the levels needed by your particular driving patterns. Among the other choices that you will be offered are liability insurance, auto-related medical coverage, collision insurance, comprehensive auto insurance, personal injury protection with rental coverage and roadside help, and so forth.
Someone who travels across the country on business, using rental cars, is likely to want a much different insurance policy than someone who commutes twenty miles per day in a quiet rural area and seldom ventures elsewhere. Mercury’s arrangements recognize these differences and permit you to build your own tailored policy to some extent at least, which is a pleasant (and frequently money-saving) feature of the firm’s offerings.
The company also makes a point of offering discounts for positive facts about your driving which the local agent uncovers while working with you in setting up your policy. For example, having a clean, or at least a superior, driving record will earn you some savings. Installing an anti-theft device in your car, interestingly, is another discount- producing action, giving you an incentive to increase the safety of your machine at the same time as you buy your insurance.
Although there is always fine print with any insurance company, and there is no insurance firm that provides absolutely airtight coverage, one factor which speaks eloquently in Mercury Insurance Group’s favor is its low profile on consumer complaint sites such as ripoffreport.com. Where certain other companies sport laundry lists of major complaints, sometimes revealing alarming patterns of unethical behavior, Mercury has generated the merest smattering of criticisms – and the censures aimed at it are little related to each other, revealing no evidence of systematic failings or dishonesty.
Whether you have a single car to insure, or several family cars (which gives you a discount on each additional car added to the policy, it should be noted), this insurance company offers a robust and straightforward policy that protects both your car and you from the unexpected blows of chance.
